I’ve been having all sorts of “crazy” thoughts over the past few years. I’ve been actively thinking about retiring early and then thinking about exactly I can live and how little can I live and survive on and what to do during my retirement and exactly how long do I expect to live and more gruesome…how to end it all when I poop in my pants involuntarily for the first time - because that will be the beginning of the end.
It all started when I joined the gym and started attending the spinning sessions. Even though I used to ride my bike, I didn’t particularly like it too much. But with spinning I found myself getting stronger physically and mentally and began day dreaming about long distance bicycle trips. I did a few long distance bike trips and found them to be the most satisfying thing I had ever done. However at the time, I was working a corporate job making enough money to pay for full time classes, live in the center of the city and buy the stuff I wanted when I wanted to. So after years of wanting a “nice” job I found that I disliked it.
I began doing all sorts of self analysis. I thought about where I wanted to work and under what circumstances. I realized that I needed to accomplish a bunch of things before I turned 35. Because in my 35th year I had plans of giving birth.
So I quit my “nice” job (no amount of money can make me put up with overly competitive people who constantly stress me out), I started working at a non-profit. Soon I came to the conclusion that while I had left the money behind I had not left behind the hyper competition or the stressful co-workers. So I formed a conclusion about the entire non-profit sector. Actually many of my friends work for non-profits and have less nice things to say about their employers.
What was left? I looked into self-employment, but it takes a certain type of person and I didn’t want to pay high costs for health insurance and the various other taxes. Then I thought about working for the government.
I have many friends who are not quite crazy about working for the government for a variety of reasons. But there were many perks. One of them being nice benefits, and the variety of branches all over the country and the world. This was perfect because I wanted to work for one particular agency (I don’t work there…yet) and they had branch offices in all my favorite cities in the U.S. And because vacation type can be accumulated, I had the possibility of doing many long distance bicycle trips. Additionally, early retirement was offered to many employees after a certain number of continuous years of working for the Govt. (this is true for many municipal, state and federal jobs). So while I would sacrifice some amount of pay (at least initially in my field), the benefits were too many to pass up. Besides I thought it was the perfect way to learn about a particular government agency works and see if I could figure out why some agencies don’t live up to their stated goals or annoy citizens so much.
I had been tracking my income and expenses for several years, I had gotten a really good idea on how much I needed to live on. After doing very general extrapolations, I found that my end retirement goal was quite feasible especially considering my more recent decision to not bear any kids.
But the question is what got me thinking along the lines of early retirement. I have many friends who are artists (either professionally or as a hobbyist) and because of my fear of financial insecurity and a general lack of confidence in my own ability (as a cartoonist and musician and my aspirations as a writer), I never actually pursued these artistic interests of mine. So I promised myself that as soon as I retired early I would focus on my art 100%. My most immediate stumbling block has been my current undergraduate degree, which I’ve been working on for about 8 years. It will soon come to an end, and I plan on finally trying to work on my art that I’ve been putting off for a very long time.
Title of this post is from a Frank Zappa song. The answer is “your mind”