How much I need for retirement, based on an article by Boston Gal:
Currently I need $1100/month
Assuming 3% inflation when I retire at 70 that will be :$4,038 or $48,463 per year.
So 25 times that amount is what I need for retirement which is: $1,211,579

To retire at 35, I need: $1,120,000

Husband needs the same per month but he is older, so he will need: $956,431 to retire at 70.

My math may be wrong, but I relied on my trusty BAII Plus, so I doubt it.
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As of 7/17/07:
Our debts:

Hubby’s student loan (consolidated at 4.125%): $41,456.78
My Visa: $110.00
My Mastercard (0% APR) : $1,390.92
My Line of Credit (LOC at13.99%): $1,121.46
Student Loans Subsidized (due in June 2008): 2750.00
Student Loans Subsidized/Unsubsidized (not yet disbursed due in June 2008): 2500.00+ 2750.00+320.00 = $5,570
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As of 07/27/08
Our debts:

Hubby’s student loan (consolidated at 4.125%): $34,820.20

My Visa: $0.00
My Mastercard: use regularly but pay in full every month
My Line of Credit (LOC at13.99%): $0.0
Student Loans : 6,657.82